Quick Tips to Get Your Finances in Shape

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As the year draws to a close, people often start taking stock of their finances. Making a plan for getting your finances in shape is a great way to start off the new year. Smart money management requires more than just paying bills on time and clipping coupons to save. 

To make a real long-term difference, start with small, actionable changes. Whether you want to save more for retirement or reduce your debt, these 30 quick tips can help you get your finances in shape.